What is Mippo LaaS?
Mippo License-as-a-Service (LaaS) lets B2B partners embed instant Pix → stablecoin onramp flows inside their own applications under Mippo’s BCB SPSAV regulatory license — without needing to hold a license themselves.Invisible Onboarding
Your users never leave your app. KYC is embedded via our SDK — Mippo handles Sumsub, sanctions screening, and record retention.
Pix Payment
Users pay in BRL via Pix. Mippo generates the QR code, listens for the payment, and triggers settlement automatically.
Non-Custodial Settlement
Stablecoins (USDT, USDC) settle directly to your user’s self-custody wallet. Mippo never holds user funds.
Three onboarding models
Direct Onboard
Mippo onboards the end-user. Best for partners launching quickly with no existing KYC stack.
Client via Partner
You run KYC using your own vendor; Mippo accepts your KYC token and adds its own independent screening.
Shared
Hybrid model — Mippo and partner share KYC data. Common for licensed entities that want lighter onboarding.
Compliance coverage
All transactions are automatically covered by:- BCB SPSAV — Resolutions 519-521. Mippo is the regulated entity.
- Travel Rule — 100% of virtual asset transfers carry originator + beneficiary data (BCB Resolution 520).
- COAF / OFAC / UN — Sanctions screening on every KYC submission, independent of partner.
- 5-year record retention — Mippo owns this obligation, not you.
Base URLs
Sandbox is fully functional with test credentials. Pix payments in sandbox are simulated — no real BRL is moved.